If you live in the state of Florida and have been injured in an auto accident, then you may need the services of a personal injury insurance lawyer Tampa residents can trust to get the job done right. Personal injury protection or PIP is something that Florida offers up to $10,000 to pay injuries sustained in a car accident whether or not it was the injured party’s fault.
Basically, PIP insurance allows for both drivers’ insurances to pay the medical and other covered expenses of the injured people in their vehicle, based solely on insurance requirements and not on whose fault the accident was. In some states this type of insurance is called no-fault insurance.
What is Covered by PIP Insurance?
Personal injury protection is designed to cover expenses due to injuries sustained in a covered accident, including doctor or hospital bills, funeral costs, loss of income, disability payments, loss of services and child care expenses. The limits to these payments depends on which state you are in.
If you are having trouble getting your PIP insurance to cover these things, it is time to hire a personal injury protection attorney Tampa residents trust to help you get the compensation you are entitled to. PIP covers not just the driver of the vehicle, but also the passengers, and can also cover a child riding in a school bus, someone riding a bicycle, and certain other people. Speak to a personal injury protection attorney in Tampa for more specific information on your particular coverage.
Florida Motor Vehicle Law Requires PIP Insurance
The Florida Motor Vehicle No-Fault Law makes it mandatory that anyone who owns and registers a vehicle with four or more wheels in the state to have at least $10,000 of PIP insurance. The law requires that this insurance be carried the entire time you have your vehicle licensed and registered in Florida.
The problem may come when you or someone else is injured in what is supposed to be a covered accident, and for some reason you are having problems getting your insurance company to pay your covered expenses. That’s when it’s time to choose a personal injury protection attorney in Tampa to bring your case to court and fight for your rights.
All in all, Florida is one of the states that requires vehicle owners to have PIP insurance, as it is a no-fault state and if you need to find out exactly how it works, talk to a personal injury protection attorney in Tampa for all your questions regarding your rights when you have been in an accident.
