Mention disability insurance to most people and the first thing they think is that it’s another expense that they can’t afford. Though it is undeniably an additional expense, to anyone that’s had to put in a claim due to an unexpected disability, more than likely would tell you that it’s one expense that you can’t afford to be without! Odds are that at some point in your working lifetime, you may become disabled. It might only be a few months before you are back to work, but you could be out for years or even for the rest of your life. If that were to happen, its important you have a plan. A way to pay your living expenses. Disability Insurance in Port St. Lucie FL can help you do just that.
Some believe that if you are hurt and can’t work, Worker’s Compensation will help pay your bills. This is only the case if you are hurt in a work related injury. It’s been proven that most injuries, that cause disability, don’t happen at work. Even if you do have a viable Worker’s Compensation claim, Worker’s Compensation only pays a portion of your salary, for a short time until you are able to return to work. If you have a long term or permanent disability, Social Security Disability Insurance may help with some of your expenses. Unfortunately, the amount of money received from Social Security Disability is not enough for many to sustain themselves on, plus many have a difficult time securing these benefits to begin with.
Though some people do enjoy their work, most people work out of necessity, because they need the paycheck. A disability that renders you incapable of work can cause financial ruin in only a short amount of time. Luckily there is a way to be financially protected, if you become disabled. A company such as A Better Solution Insurance Services will help explain your options and find the best plan for you, for your particular situation. Find out more about Disability Insurance in Port St. Lucie FL. It can help protect you in the event of the unexpected. You can also viist their Twitter profile.