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How to Verify the Insurance of Your Potential Plumber Southaven

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How to Verify the Insurance of Your Potential Plumber Southaven

Your plumbing system enables you to have clean, sanitary water for daily activities such as cleaning, bathing, and eating. When it’s damaged and you are unable to repair it, it’s necessary to find a suitable Plumber Southaven. Part of the hiring process is to verify that the plumber has an active insurance policy in force with the right coverages. Use the following guidelines to confirm the existence of this insurance.

When you interview a potential Plumber Southaven, cordially ask him for the name of insurance agent. You can call this insurance representative at a later time to request a certificate of insurance. This document is not a copy of an insurance policy. However, it does contain certain information found in one. The insurance agent may have to get oral or written permission from the plumber to send you this document. Inquire about the method for receiving this so you will know what you have to do.

After you get the certificate of insurance, carefully scrutinize it. Pay close attention to key parts of it. These parts should be filled out completely and accurately. While insurance companies can use different types of certificates, the key parts are similar. Look at the place where the term “producer” is located. This is the issuer of the insurance policy. The full name of plumber’s insurance company should be here. The “insured” is the full legal name of your potential plumber. You are the “certificate holder.” Your name should be here.

Ensure that you concentrate on the policy effective date and the policy expiration date. Work should only be done in your home by the plumber if it is on the effective date of the policy through the day before the expiration date. The expiration date is the day in which the insurance contract is no longer legally valid. The certificate should also state the types of insurance the plumber has and the limits for each occurrence or per person. Browse website for more information.

Confirming that your potential Plumber has insurance will keep you from hiring an uninsured plumber. In some states, this is illegal. In fact, you could be held liable for bodily injury to a plumber if you hire him and he is injured on your property when he is uninsured. For more information on plumbing services, please visit the website of Drain Go Plumbing Southaven. This company can handle residential and commercial plumbing services.

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